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{"id":66,"date":"2013-12-11T10:11:44","date_gmt":"2013-12-11T10:11:44","guid":{"rendered":"http:\/\/eko.tj.nscpolteksby.ac.id\/?p=66"},"modified":"2023-10-12T17:26:34","modified_gmt":"2023-10-12T10:26:34","slug":"kerja-kuliah-surabaya-sistem-dan-prosedur-giro","status":"publish","type":"post","link":"https:\/\/nscpolteksby.ac.id\/dosen\/eko-tjiptojuwono\/2013\/12\/11\/kerja-kuliah-surabaya-sistem-dan-prosedur-giro\/","title":{"rendered":"Sistem dan Prosedur Giro"},"content":{"rendered":"Pengertian Giro<\/strong><\/p>\n
Rekening Giro atau Current Account adalah salah satu produk perbankan berupa simpanan dari nasabah perseorangan maupun badan usaha dalam Rupiah maupun mata uang asing yang penarikannya dapat dilakukan kapan saja selama jam kerja dengan menggunakan warkat Cek dan Bilyet Giro.<\/p>\n
Pengertian Cek<\/strong><\/p>\n
Cek merupakan surat perintah tidak bersyarat dari nasabah kepada bank penyimpan dana untuk membayar suatu jumlah tertentu pada saat diunjukkan.<\/p>\n
Jenis-jenis Cek:<\/strong><\/p>\n
1. Cek Atas Nama<\/em>
Cek yang mencantumkan nama penerima dana dan bank akan melakukan pembayaran kepada nama yang tertera pada Cek tersebut.
2. Cek Atas Unjuk<\/em>
Cek yang tidak mencantumkan nama penerima dana dan bank akan melakukan pembayaran kepada siapa saja yang membawa Cek tersebut.<\/p>\n
Syarat-syarat formal Cek:<\/strong><\/p>\n
\uf0971. Nama \u201cCek\u201d harus termuat dalam teks;
\uf0972. Perintah tidak bersyarat untuk membayar sejumlah uang tertentu;
\uf0973. Nama pihak yang harus membayar (tertarik);
\uf0974. Penunjukan tempat dimana pembayaran harus dilakukan;
\uf0975. Pernyataan tanggal beserta tempat Cek ditarik;
\uf0976. Tanda tangan orang yang mengeluarkan Cek (penarik).<\/p>\n
<\/p>\n\n\n