{"id":522,"date":"2012-09-08T13:25:00","date_gmt":"2012-09-08T13:25:00","guid":{"rendered":"http:\/\/politekniknscsurabaya.wordpress.com\/2012\/09\/08\/national-bank-vs-rural-bank"},"modified":"2012-09-08T13:25:00","modified_gmt":"2012-09-08T13:25:00","slug":"national-bank-vs-rural-bank","status":"publish","type":"post","link":"https:\/\/nscpolteksby.ac.id\/dosen\/eko-tjiptojuwono\/2012\/09\/08\/national-bank-vs-rural-bank\/","title":{"rendered":"National Bank vs Rural Bank"},"content":{"rendered":"<h3 class=\"post-title entry-title\"> <\/h3>\n<div class=\"post-header\"><\/div>\n<p>From the results of discussions at a national seminar on strengthening  rural banks human resources etc , revealed that the Bankers of rural  bank  complained natinal bank that it&#8217;s been rampant rural banks into  the segment of micro and small businesses. Rural bank&#8217;s worries are  understandable because the national bank that has trillions of rupiah  assets, has many advantages compared to rural banks such as the better  quality of human resources  because each bank has a national education  and training institutions themselves, a better numerisasi system , more  financial resources , and better IT systems . So many advantages  possessed than national banks may be compared to rural banks competition  between them on the same segment like david vs goliath or lizard vs  crocodile . In movies or theatre, david or lizard had a victory, but it  is not the case with rural banks proved although the percentage of rural  growth in bank credit is higher in nominal terms but can not be  compared with the volume of national bank loans. In order that rural  banks are not be bankrupt of course rural banks as intermediary  institutions and the agent of development should receive more attention  from the government and Bank Indonesia. For example, if the People&#8217;s  Business Credit (KUR) at given to national banks, the rural banks should  also be given the same opportunity. Or maybe link with the national  program provided banks with low interest rates at least equal to the SBI  (Bank Indonesia Certifiate). And many more ways to drive faster growing  of rural bank. But it does not mean that nothing should be corrected in  rural human resources of rural banks about the competence and  integrity. Our expectations if the rural banks can be developed as  expected, the function of financial intermediation to real sector mainly  micro and small enterprises will be more cooperative even run smoothly.  And ultimately will enhance national economic growth significantly.  Amen<\/p>\n","protected":false},"excerpt":{"rendered":"<p>From the results of discussions at a national seminar on strengthening rural banks human resources [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-522","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/nscpolteksby.ac.id\/dosen\/eko-tjiptojuwono\/wp-json\/wp\/v2\/posts\/522","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nscpolteksby.ac.id\/dosen\/eko-tjiptojuwono\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nscpolteksby.ac.id\/dosen\/eko-tjiptojuwono\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nscpolteksby.ac.id\/dosen\/eko-tjiptojuwono\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nscpolteksby.ac.id\/dosen\/eko-tjiptojuwono\/wp-json\/wp\/v2\/comments?post=522"}],"version-history":[{"count":0,"href":"https:\/\/nscpolteksby.ac.id\/dosen\/eko-tjiptojuwono\/wp-json\/wp\/v2\/posts\/522\/revisions"}],"wp:attachment":[{"href":"https:\/\/nscpolteksby.ac.id\/dosen\/eko-tjiptojuwono\/wp-json\/wp\/v2\/media?parent=522"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nscpolteksby.ac.id\/dosen\/eko-tjiptojuwono\/wp-json\/wp\/v2\/categories?post=522"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nscpolteksby.ac.id\/dosen\/eko-tjiptojuwono\/wp-json\/wp\/v2\/tags?post=522"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}