{"id":3492,"date":"2023-10-12T16:59:19","date_gmt":"2023-10-12T09:59:19","guid":{"rendered":"https:\/\/nscpolteksby.ac.id\/dosen\/eko-tjiptojuwono\/?p=3492"},"modified":"2024-01-29T18:36:09","modified_gmt":"2024-01-29T11:36:09","slug":"sistem-dan-prosedur-kredit-2","status":"publish","type":"post","link":"https:\/\/nscpolteksby.ac.id\/dosen\/eko-tjiptojuwono\/2023\/10\/12\/sistem-dan-prosedur-kredit-2\/","title":{"rendered":"Sistem dan Prosedur Kredit"},"content":{"rendered":"\n<p>Macam-macam Sistem Bunga Kredit<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>SISTEM BUNGA FLAT<\/li>\n\n\n\n<li>SISTEM BUNGA EFEKTIF<\/li>\n\n\n\n<li>SISTEM BUNGA FIXED<\/li>\n\n\n\n<li>SISTEM BUNGA FLOATING<\/li>\n<\/ol>\n\n\n\n<p>Sistem Bunga Flat<\/p>\n\n\n\n<p>Bunga Flat adalah sistem perhitungan suku bunga yang besarannya mengacu pada pokok hutang awal.<br>Biasanya diterapkan untuk kredit barang konsumsi seperti&nbsp;handphone, home appliances, mobil atau kredit tanpa agunan (KTA).<br>Dengan menggunakan sistem bunga flat ini maka porsi bunga dan pokok dalam angsuran bulanan akan tetap sama.<br>Misalnya besarnya angsuran adalah satu juta rupiah dengan komposisi porsi pokok 750 ribu dan bunga 250 ribu. Maka, sejak angsuran pertama hingga terakhir porsinya akan tetap sama.<\/p>\n\n\n\n<iframe loading=\"lazy\" src=\"https:\/\/drive.google.com\/file\/d\/1eOqvuWFDtnOUESKbmdEy95l2CiGfXv65\/preview\" width=\"640\" height=\"480\" allow=\"autoplay\"><\/iframe>\n","protected":false},"excerpt":{"rendered":"<p>Macam-macam Sistem Bunga Kredit Sistem Bunga Flat Bunga Flat adalah sistem perhitungan suku bunga yang [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3542,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[125],"tags":[30,19,134,5,4,135,129,10,6,136],"class_list":["post-3492","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-administrasi-perbankan","tag-administrasi-bisnis","tag-akuntansi","tag-jurusan","tag-kerja","tag-kuliah","tag-manajemen-pemasaran-internasional","tag-pengelolaan","tag-perhotelan","tag-surabaya","tag-teknologi-komputer"],"_links":{"self":[{"href":"https:\/\/nscpolteksby.ac.id\/dosen\/eko-tjiptojuwono\/wp-json\/wp\/v2\/posts\/3492","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nscpolteksby.ac.id\/dosen\/eko-tjiptojuwono\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nscpolteksby.ac.id\/dosen\/eko-tjiptojuwono\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nscpolteksby.ac.id\/dosen\/eko-tjiptojuwono\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nscpolteksby.ac.id\/dosen\/eko-tjiptojuwono\/wp-json\/wp\/v2\/comments?post=3492"}],"version-history":[{"count":3,"href":"https:\/\/nscpolteksby.ac.id\/dosen\/eko-tjiptojuwono\/wp-json\/wp\/v2\/posts\/3492\/revisions"}],"predecessor-version":[{"id":3544,"href":"https:\/\/nscpolteksby.ac.id\/dosen\/eko-tjiptojuwono\/wp-json\/wp\/v2\/posts\/3492\/revisions\/3544"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nscpolteksby.ac.id\/dosen\/eko-tjiptojuwono\/wp-json\/wp\/v2\/media\/3542"}],"wp:attachment":[{"href":"https:\/\/nscpolteksby.ac.id\/dosen\/eko-tjiptojuwono\/wp-json\/wp\/v2\/media?parent=3492"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nscpolteksby.ac.id\/dosen\/eko-tjiptojuwono\/wp-json\/wp\/v2\/categories?post=3492"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nscpolteksby.ac.id\/dosen\/eko-tjiptojuwono\/wp-json\/wp\/v2\/tags?post=3492"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}