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{"id":181,"date":"2013-12-24T01:15:46","date_gmt":"2013-12-24T01:15:46","guid":{"rendered":"http:\/\/eko.tj.nscpolteksby.ac.id\/?p=181"},"modified":"2013-12-24T01:23:53","modified_gmt":"2013-12-24T01:23:53","slug":"sistem-dan-prosedur-kredit","status":"publish","type":"post","link":"https:\/\/nscpolteksby.ac.id\/dosen\/eko-tjiptojuwono\/2013\/12\/24\/sistem-dan-prosedur-kredit\/","title":{"rendered":"Sistem dan Prosedur Kredit"},"content":{"rendered":"
Prosedur kredit dimulai sejak tahap inisiasi dimana pada tahap ini terjadi proses pengumpulan data personal dan usaha debitur. Setelah data terkumpul dilakukan pemeriksaan kelengkapan berkas-berkas debitur yang telah ditentukan oleh bank. Jika berkas telah lengkap dilakukanan analisis mengenai kelayakan debitur dari berbagai aspek, yang biasanya digunakan 5C dan jika dipandang perlu menggunakan 6 C yaitu character, capital, collateral, capacity, condition of economic, dan constraint<\/p>\n
Materi kuliah administrasi perbankan pertemuan ke-12 dapat didownload disini:<\/p>\n