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Istilah kredit berasal dari bahasa Yunani \u201cCredere\u201d yang berarti kepercayaan, oleh karena itu dasar dari kredit adalah kepercayaan.<\/span><\/li>\n
UU No. 7 Tahun 1992 tentang Perbankan sebagaimana telah diubah dengan UU No. 10 Tahun 1998 (UU Perbankan) mendefinisikan kredit sebagai penyediaan uang atau tagihan yang dapat dipersamakan dengan itu, berdasarkan persetujuan atau kesepakatan pinjam meminjam antara bank dengan pihak lain yang mewajibkan pihak peminjam untuk melunasi utangnya setelah jangka waktu tertentu dengan pemberian bunga<\/span><\/li>\n
Dalam UU Perbankan juga dikenal adanya Pembiayaan berdasarkan Prinsip Syariah yang merupakan bentuk penyediaan dana yang dilakukan oleh Bank yang melaksanakan kegiatan usaha berdasarkan prinsip syariah.<\/span><\/li>\n
Pembiayaan berdasarkan Prinsip Syariah adalah penyediaan uang atau tagihan yang dapat dipersamakan dengan itu, berdasarkan persetujuan atau kesepakatan antara bank dengan pihak lain yang mewajibkan pihak yang dibiayai untuk mengembalikan uang atau tagihan tersebut setelah jangka waktu tertentu dengan imbalan atau bagi hasil.<\/span><\/li>\n<\/ul>\n\n\n<\/iframe>\n\n\n\n<iframe loading=\"lazy\" width=\"560\" height=\"315\" src=\"https:\/\/www.youtube.com\/embed\/KVUGgl5DiHM\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen=\"\"><\/iframe>\n","protected":false},"excerpt":{"rendered":"<p>Istilah kredit berasal dari bahasa Yunani \u201cCredere\u201d yang berarti kepercayaan, oleh karena itu dasar dari […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[8],"tags":[102,5,4,6],"yoast_head":"\n<title>Pengertian dan Jenis-jenis Kredit - 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